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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,131 | $28,624+96.1% | $53,647+4.6% | $82,637-32.1% |
| Participation rate | 36.4% | 47.3%-10.9pp | 56.3%-19.9pp | 68.1%-31.7pp |
| Annual return | 15.90% | 664.98%-649.1pp | 358.33%-342.4pp | 53.51%-37.6pp |
| Employer contribution / active EE | $710 | $637+11.5% | $962-26.2% | $2,552-72.2% |
| Participant deferral / active EE | $1,360 | $1,196+13.7% | $1,813-25.0% | $4,126-67.0% |
| Admin fee / account holder | $769 | $2,022-62.0% | $2,460-68.7% | $7,339-89.5% |