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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,204 | $117,829-68.4% | $102,423-63.7% | $145,877-74.5% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 13.35% | 31.83%-18.5pp | 29.42%-16.1pp | 551.28%-537.9pp |
| Employer contribution / active EE | $1,882 | $3,615-47.9% | $3,023-37.7% | $4,663-59.6% |
| Participant deferral / active EE | $3,097 | $5,732-46.0% | $5,054-38.7% | $6,691-53.7% |
| Admin fee / account holder | $1,319 | $13,335-90.1% | $9,455-86.1% | $13,402-90.2% |