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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,446 | $71,878-66.0% | $86,698-71.8% | $68,486-64.3% |
| Participation rate | 76.0% | 72.2%+3.8pp | 76.6%-0.6pp | 67.9%+8.1pp |
| Annual return | -16.11% | 3.53%-19.6pp | 35.95%-52.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $1,404 | $2,173-35.4% | $2,837-50.5% | $2,597-45.9% |
| Participant deferral / active EE | $3,330 | $3,779-11.9% | $4,656-28.5% | $4,028-17.3% |
| Admin fee / account holder | $1,424 | $6,113-76.7% | $7,493-81.0% | $5,404-73.6% |