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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,736 | $56,197-4.4% | $67,652-20.6% | $59,633-9.9% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -2.91% | 18508.10%-18511.0pp | 6625.40%-6628.3pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $1,702 | $1,615+5.4% | $2,266-24.9% | $2,203-22.7% |
| Participant deferral / active EE | $2,729 | $2,844-4.0% | $3,560-23.3% | $3,192-14.5% |
| Admin fee / account holder | $1,949 | $3,958-50.7% | $4,821-59.6% | $4,297-54.6% |