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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,086 | $72,492+11.9% | $87,104-6.9% | $72,975+11.1% |
| Participation rate | 95.1% | 72.8%+22.3pp | 76.9%+18.2pp | 69.5%+25.6pp |
| Annual return | 20.03% | 24.46%-4.4pp | 28.19%-8.2pp | 81.01%-61.0pp |
| Employer contribution / active EE | $1,627 | $1,894-14.1% | $2,521-35.5% | $2,440-33.3% |
| Participant deferral / active EE | $3,553 | $3,270+8.7% | $4,048-12.2% | $3,608-1.5% |
| Admin fee / account holder | $871 | $5,055-82.8% | $7,491-88.4% | $5,124-83.0% |