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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,302 | $67,602-1.9% | $82,312-19.4% | $70,126-5.5% |
| Participation rate | 98.3% | 72.8%+25.5pp | 76.9%+21.4pp | 69.5%+28.8pp |
| Annual return | 15.38% | 21.57%-6.2pp | 25.88%-10.5pp | 73.15%-57.8pp |
| Employer contribution / active EE | $1,531 | $1,755-12.8% | $2,428-37.0% | $2,343-34.6% |
| Participant deferral / active EE | $3,181 | $2,987+6.5% | $3,706-14.2% | $3,332-4.5% |
| Admin fee / account holder | $956 | $4,512-78.8% | $5,608-83.0% | $4,645-79.4% |