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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,070 | $106,524-60.5% | $152,301-72.4% | $87,485-51.9% |
| Participation rate | 83.9% | 75.8%+8.2pp | 82.4%+1.5pp | 68.9%+15.0pp |
| Annual return | 21.69% | 26.89%-5.2pp | 80.50%-58.8pp | 26.06%-4.4pp |
| Employer contribution / active EE | $403 | $3,371-88.0% | $4,624-91.3% | $2,596-84.5% |
| Participant deferral / active EE | $2,856 | $6,525-56.2% | $8,004-64.3% | $4,274-33.2% |
| Admin fee / account holder | $725 | $8,287-91.2% | $14,398-95.0% | $7,775-90.7% |