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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,369 | $102,393-61.6% | $147,041-73.2% | $80,911-51.3% |
| Participation rate | 79.6% | 75.9%+3.8pp | 82.2%-2.5pp | 67.6%+12.0pp |
| Annual return | 13.32% | 134.95%-121.6pp | 419.21%-405.9pp | 35.63%-22.3pp |
| Employer contribution / active EE | $385 | $3,715-89.6% | $4,935-92.2% | $2,756-86.0% |
| Participant deferral / active EE | $2,945 | $6,647-55.7% | $8,071-63.5% | $4,297-31.5% |
| Admin fee / account holder | $1,327 | $7,943-83.3% | $13,006-89.8% | $6,935-80.9% |