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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,531 | $93,589-68.4% | $135,942-78.3% | $75,181-60.7% |
| Participation rate | 83.0% | 75.2%+7.8pp | 81.9%+1.1pp | 67.2%+15.8pp |
| Annual return | 15.97% | 30.90%-14.9pp | 68.28%-52.3pp | 160.69%-144.7pp |
| Employer contribution / active EE | $384 | $3,537-89.1% | $4,858-92.1% | $2,671-85.6% |
| Participant deferral / active EE | $2,957 | $6,405-53.8% | $7,759-61.9% | $4,126-28.3% |
| Admin fee / account holder | $4,995 | $6,977-28.4% | $10,764-53.6% | $5,650-11.6% |