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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,898 | $105,198+124.2% | $159,455+47.9% | $85,856+174.8% |
| Participation rate | 97.2% | 75.8%+21.4pp | 82.8%+14.4pp | 69.3%+27.9pp |
| Annual return | 9.56% | 45.08%-35.5pp | 263.63%-254.1pp | 318.58%-309.0pp |
| Employer contribution / active EE | $2,994 | $3,319-9.8% | $4,830-38.0% | $2,565+16.7% |
| Participant deferral / active EE | $11,149 | $5,946+87.5% | $7,353+51.6% | $3,952+182.1% |
| Admin fee / account holder | $25,524 | $6,934+268.1% | $10,800+136.3% | $6,261+307.7% |