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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,083 | $89,370+95.9% | $141,197+24.0% | $72,976+139.9% |
| Participation rate | 98.6% | 75.1%+23.5pp | 82.5%+16.2pp | 69.5%+29.1pp |
| Annual return | 17.62% | 111.88%-94.3pp | 71.41%-53.8pp | 81.02%-63.4pp |
| Employer contribution / active EE | $3,339 | $3,115+7.2% | $4,736-29.5% | $2,440+36.8% |
| Participant deferral / active EE | $10,277 | $5,419+89.7% | $6,710+53.2% | $3,608+184.9% |
| Admin fee / account holder | $1,495 | $5,957-74.9% | $10,265-85.4% | $5,124-70.8% |