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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,896 | $82,674+129.7% | $125,381+51.5% | $68,486+177.3% |
| Participation rate | 98.6% | 75.1%+23.5pp | 82.4%+16.2pp | 67.9%+30.7pp |
| Annual return | -19.42% | -5.97%-13.4pp | 572.31%-591.7pp | -7.85%-11.6pp |
| Employer contribution / active EE | $3,482 | $3,382+3.0% | $4,815-27.7% | $2,597+34.1% |
| Participant deferral / active EE | $11,773 | $6,111+92.7% | $7,448+58.1% | $4,028+192.3% |
| Admin fee / account holder | $5,831 | $6,277-7.1% | $10,007-41.7% | $5,404+7.9% |