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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,847 | $176,105+8.9% | $159,474+20.3% | $167,536+14.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.47% | 331.91%-317.4pp | 263.68%-249.2pp | 478.82%-464.4pp |
| Employer contribution / active EE | $5,350 | $5,299+1.0% | $4,831+10.7% | $4,839+10.6% |
| Participant deferral / active EE | $9,990 | $7,751+28.9% | $7,353+35.9% | $6,342+57.5% |
| Admin fee / account holder | $4,386 | $12,559-65.1% | $10,802-59.4% | $12,315-64.4% |