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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,580 | $138,102+10.5% | $125,381+21.7% | $134,532+13.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.12% | 750.73%-772.8pp | 572.31%-594.4pp | 418.27%-440.4pp |
| Employer contribution / active EE | $5,071 | $5,245-3.3% | $4,815+5.3% | $4,741+7.0% |
| Participant deferral / active EE | $10,729 | $7,801+37.5% | $7,448+44.1% | $6,401+67.6% |
| Admin fee / account holder | $6,059 | $11,568-47.6% | $10,007-39.5% | $11,429-47.0% |