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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,978 | $165,399-16.0% | $149,745-7.2% | $158,982-12.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 24.46% | 348.34%-323.9pp | 276.72%-252.3pp | 302.99%-278.5pp |
| Employer contribution / active EE | $4,847 | $5,105-5.0% | $4,646+4.3% | $4,763+1.8% |
| Participant deferral / active EE | $8,976 | $7,183+25.0% | $6,843+31.2% | $5,983+50.0% |
| Admin fee / account holder | $10,557 | $10,811-2.3% | $9,312+13.4% | $11,252-6.2% |