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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,930 | $135,639-19.0% | $110,241-0.3% | $135,382-18.8% |
| Participation rate | 81.8% | 83.5%-1.6pp | 79.8%+2.0pp | 82.6%-0.8pp |
| Annual return | 2.98% | 513.21%-510.2pp | 314.75%-311.8pp | 519.77%-516.8pp |
| Employer contribution / active EE | $3,036 | $4,907-38.1% | $3,827-20.7% | $4,779-36.5% |
| Participant deferral / active EE | $5,589 | $5,507+1.5% | $4,672+19.6% | $5,609-0.4% |
| Admin fee / account holder | $43,272 | $11,457+277.7% | $8,548+406.2% | $10,829+299.6% |