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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,516 | $99,079+38.8% | $78,002+76.3% | $273,972-49.8% |
| Participation rate | 76.2% | 78.6%-2.4pp | 75.5%+0.7pp | 83.0%-6.8pp |
| Annual return | 6.14% | 217.93%-211.8pp | 425.99%-419.8pp | 41.46%-35.3pp |
| Employer contribution / active EE | $2,076 | $3,308-37.2% | $2,470-15.9% | $4,869-57.4% |
| Participant deferral / active EE | $4,327 | $4,306+0.5% | $3,497+23.8% | $5,287-18.2% |
| Admin fee / account holder | $4,273 | $8,954-52.3% | $5,481-22.0% | $10,133-57.8% |