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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,477 | $144,130+13.4% | $117,861+38.7% | $147,586+10.8% |
| Participation rate | 76.2% | 83.4%-7.2pp | 79.7%-3.5pp | 82.8%-6.6pp |
| Annual return | 19.61% | 531.20%-511.6pp | 335.11%-315.5pp | 578.59%-559.0pp |
| Employer contribution / active EE | $2,113 | $4,897-56.9% | $3,786-44.2% | $4,876-56.7% |
| Participant deferral / active EE | $4,645 | $5,316-12.6% | $4,482+3.6% | $5,439-14.6% |
| Admin fee / account holder | $19,797 | $10,887+81.8% | $8,021+146.8% | $10,886+81.9% |