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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,346 | $117,904+84.3% | $102,457+112.1% | $145,978+48.9% |
| Participation rate | 43.8% | 78.6%-34.9pp | 76.5%-32.7pp | 80.3%-36.5pp |
| Annual return | 18.62% | 31.80%-13.2pp | 29.41%-10.8pp | 550.52%-531.9pp |
| Employer contribution / active EE | $1,590 | $3,613-56.0% | $3,022-47.4% | $4,662-65.9% |
| Participant deferral / active EE | $4,723 | $5,733-17.6% | $5,054-6.6% | $6,690-29.4% |
| Admin fee / account holder | $2,409 | $13,329-81.9% | $9,451-74.5% | $13,400-82.0% |