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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,780 | $100,805+28.7% | $86,698+49.7% | $134,532-3.5% |
| Participation rate | 40.0% | 79.0%-39.0pp | 76.6%-36.6pp | 81.2%-41.2pp |
| Annual return | -15.36% | 29.09%-44.4pp | 35.95%-51.3pp | 418.27%-433.6pp |
| Employer contribution / active EE | $1,570 | $3,490-55.0% | $2,837-44.6% | $4,741-66.9% |
| Participant deferral / active EE | $4,510 | $5,339-15.5% | $4,656-3.1% | $6,401-29.5% |
| Admin fee / account holder | $2,357 | $10,925-78.4% | $7,493-68.5% | $11,429-79.4% |