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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,740 | $110,307+60.2% | $96,576+83.0% | $139,456+26.7% |
| Participation rate | 33.3% | 78.1%-44.8pp | 76.0%-42.6pp | 80.3%-47.0pp |
| Annual return | 18.62% | 26.40%-7.8pp | 25.87%-7.3pp | 373.45%-354.8pp |
| Employer contribution / active EE | $1,495 | $3,619-58.7% | $2,965-49.6% | $4,753-68.5% |
| Participant deferral / active EE | $4,624 | $5,547-16.6% | $4,851-4.7% | $6,711-31.1% |
| Admin fee / account holder | $1,772 | $11,597-84.7% | $8,253-78.5% | $11,407-84.5% |