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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,425 | $71,873-53.5% | $86,698-61.4% | $68,490-51.2% |
| Participation rate | 46.9% | 72.2%-25.4pp | 76.6%-29.7pp | 67.9%-21.0pp |
| Annual return | -18.73% | 3.54%-22.3pp | 35.96%-54.7pp | -7.85%-10.9pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,238 | $3,779-40.8% | $4,656-51.9% | $4,028-44.4% |
| Admin fee / account holder | $13,537 | $6,110+121.5% | $7,492+80.7% | $5,403+150.6% |