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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,249 | $60,349-43.2% | $74,184-53.8% | $62,881-45.5% |
| Participation rate | 51.5% | 72.7%-21.2pp | 76.6%-25.1pp | 69.3%-17.8pp |
| Annual return | 7.71% | 21.38%-13.7pp | 17.74%-10.0pp | 20.14%-12.4pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,432 | $2,856-49.9% | $3,550-59.7% | $3,203-55.3% |
| Admin fee / account holder | $7,565 | $4,261+77.6% | $5,586+35.4% | $4,296+76.1% |