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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,623 | $80,983-43.7% | $96,544-52.7% | $75,177-39.3% |
| Participation rate | 40.0% | 71.8%-31.8pp | 76.0%-36.0pp | 67.2%-27.2pp |
| Annual return | 19.40% | 27.05%-7.7pp | 25.88%-6.5pp | 160.75%-141.3pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,803 | $3,929-28.7% | $4,851-42.2% | $4,126-32.1% |
| Admin fee / account holder | $13,010 | $6,717+93.7% | $8,254+57.6% | $5,651+130.2% |