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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,538 | $115,814-88.3% | $101,275-86.6% | $158,982-91.5% |
| Participation rate | 65.2% | 79.4%-14.2pp | 75.8%-10.6pp | 82.0%-16.7pp |
| Annual return | 26.10% | 56.16%-30.1pp | 46.48%-20.4pp | 302.99%-276.9pp |
| Employer contribution / active EE | $1,258 | $4,176-69.9% | $3,660-65.6% | $4,763-73.6% |
| Participant deferral / active EE | $2,566 | $4,958-48.3% | $4,371-41.3% | $5,983-57.1% |
| Admin fee / account holder | $60 | $7,249-99.2% | $5,948-99.0% | $11,252-99.5% |