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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,857 | $106,236-70.0% | $96,496-67.0% | $139,427-77.2% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 18.80% | 38.43%-19.6pp | 35.70%-16.9pp | 373.27%-354.5pp |
| Employer contribution / active EE | $1,094 | $4,104-73.3% | $3,738-70.7% | $4,752-77.0% |
| Participant deferral / active EE | $4,459 | $5,455-18.3% | $4,879-8.6% | $6,711-33.6% |
| Admin fee / account holder | $2,145 | $7,879-72.8% | $6,731-68.1% | $11,404-81.2% |