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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,195 | $78,682-74.3% | $109,188-81.5% | $85,851-76.5% |
| Participation rate | 56.3% | 68.3%-12.0pp | 75.9%-19.6pp | 69.3%-13.1pp |
| Annual return | 16.23% | 25.09%-8.9pp | 25.76%-9.5pp | 318.63%-302.4pp |
| Employer contribution / active EE | $1,000 | $2,734-63.4% | $3,723-73.1% | $2,565-61.0% |
| Participant deferral / active EE | $2,000 | $3,468-42.3% | $4,654-57.0% | $3,952-49.4% |
| Admin fee / account holder | $20 | $5,470-99.6% | $6,755-99.7% | $6,261-99.7% |