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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,708 | $54,541+42.5% | $78,778-1.4% | $70,126+10.8% |
| Participation rate | 90.3% | 60.8%+29.5pp | 69.2%+21.1pp | 69.5%+20.7pp |
| Annual return | 23.27% | 21.07%+2.2pp | 35.62%-12.4pp | 73.15%-49.9pp |
| Employer contribution / active EE | $3,173 | $1,089+191.5% | $1,986+59.8% | $2,343+35.4% |
| Participant deferral / active EE | $3,718 | $2,210+68.2% | $2,958+25.7% | $3,332+11.6% |
| Admin fee / account holder | $6,293 | $3,709+69.7% | $5,134+22.6% | $4,645+35.5% |