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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,272 | $71,197+102.6% | $93,669+54.0% | $80,925+78.3% |
| Participation rate | 88.4% | 60.4%+28.0pp | 68.7%+19.7pp | 67.7%+20.7pp |
| Annual return | 16.49% | 11.27%+5.2pp | 133.59%-117.1pp | 35.65%-19.2pp |
| Employer contribution / active EE | $4,363 | $1,565+178.8% | $2,424+80.0% | $2,756+58.3% |
| Participant deferral / active EE | $6,175 | $4,036+53.0% | $4,416+39.8% | $4,299+43.7% |
| Admin fee / account holder | $3,635 | $6,959-47.8% | $8,291-56.2% | $6,940-47.6% |