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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,399 | $65,555+85.2% | $86,216+40.8% | $75,173+61.5% |
| Participation rate | 87.0% | 60.5%+26.5pp | 69.0%+18.0pp | 67.2%+19.8pp |
| Annual return | 19.00% | 46.07%-27.1pp | 1169.42%-1150.4pp | 160.72%-141.7pp |
| Employer contribution / active EE | $4,403 | $1,553+183.4% | $2,382+84.9% | $2,671+64.8% |
| Participant deferral / active EE | $5,991 | $3,023+98.2% | $3,986+50.3% | $4,126+45.2% |
| Admin fee / account holder | $21,315 | $5,469+289.7% | $6,853+211.0% | $5,651+277.2% |