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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,046 | $68,996-28.9% | $159,991-69.3% | $68,495-28.4% |
| Participation rate | 91.3% | 65.4%+25.8pp | 78.0%+13.3pp | 67.9%+23.4pp |
| Annual return | -15.78% | -9.65%-6.1pp | 408.82%-424.6pp | -7.84%-7.9pp |
| Employer contribution / active EE | $1,312 | $2,212-40.7% | $4,225-68.9% | $2,596-49.5% |
| Participant deferral / active EE | $5,383 | $4,211+27.8% | $6,183-12.9% | $4,028+33.7% |
| Admin fee / account holder | $10,086 | $4,797+110.2% | $8,715+15.7% | $5,403+86.7% |