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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,013 | $72,027-13.9% | $185,835-66.6% | $79,852-22.3% |
| Participation rate | 90.4% | 65.8%+24.6pp | 78.0%+12.4pp | 69.6%+20.8pp |
| Annual return | 14.17% | 23.13%-9.0pp | 35.96%-21.8pp | 31.72%-17.6pp |
| Employer contribution / active EE | $1,140 | $1,965-42.0% | $4,087-72.1% | $2,471-53.9% |
| Participant deferral / active EE | $4,668 | $3,780+23.5% | $5,633-17.1% | $3,740+24.8% |
| Admin fee / account holder | $6,158 | $4,513+36.5% | $9,502-35.2% | $5,306+16.1% |