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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,979 | $62,672+32.4% | $185,117-55.2% | $70,126+18.3% |
| Participation rate | 96.2% | 63.8%+32.4pp | 77.3%+18.9pp | 69.5%+26.6pp |
| Annual return | 14.29% | 40.79%-26.5pp | 40.50%-26.2pp | 73.15%-58.9pp |
| Employer contribution / active EE | $0 | $1,753-100.0% | $4,182-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $5,485 | $3,272+67.7% | $5,045+8.7% | $3,332+64.6% |
| Admin fee / account holder | $23,910 | $3,932+508.1% | $8,159+193.0% | $4,645+414.7% |