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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,146 | $93,345+174.4% | $119,126+115.0% | $87,485+192.8% |
| Participation rate | 84.7% | 68.7%+16.0pp | 75.8%+9.0pp | 68.9%+15.8pp |
| Annual return | 16.78% | 19.08%-2.3pp | 282.11%-265.3pp | 26.06%-9.3pp |
| Employer contribution / active EE | $1,840 | $3,172-42.0% | $4,034-54.4% | $2,596-29.1% |
| Participant deferral / active EE | $6,243 | $4,099+52.3% | $5,318+17.4% | $4,274+46.1% |
| Admin fee / account holder | $22,380 | $8,039+178.4% | $10,693+109.3% | $7,775+187.9% |