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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,128 | $217,432+113.9% | $185,849+150.3% | $167,536+177.6% |
| Participation rate | 90.0% | 86.1%+3.9pp | 81.7%+8.3pp | 82.1%+7.9pp |
| Annual return | 2.13% | 148.42%-146.3pp | 122.10%-120.0pp | 478.82%-476.7pp |
| Employer contribution / active EE | $10,140 | $5,875+72.6% | $5,169+96.2% | $4,839+109.5% |
| Participant deferral / active EE | $4,841 | $6,357-23.8% | $5,569-13.1% | $6,342-23.7% |
| Admin fee / account holder | $18,854 | $19,818-4.9% | $16,244+16.1% | $12,315+53.1% |