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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,566 | $175,231+181.7% | $149,696+229.7% | $139,466+253.9% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 12.59% | 166.77%-154.2pp | 134.46%-121.9pp | 373.66%-361.1pp |
| Employer contribution / active EE | $5,464 | $5,478-0.2% | $4,821+13.3% | $4,754+14.9% |
| Participant deferral / active EE | $5,130 | $6,521-21.3% | $5,682-9.7% | $6,712-23.6% |
| Admin fee / account holder | $212,896 | $16,155+1217.8% | $13,212+1511.4% | $11,409+1766.1% |