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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,808 | $167,362+175.9% | $143,799+221.1% | $134,532+243.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.38% | 0.47%-15.9pp | -0.04%-15.3pp | 418.27%-433.7pp |
| Employer contribution / active EE | $16,900 | $5,620+200.7% | $4,952+241.3% | $4,741+256.5% |
| Participant deferral / active EE | $8,495 | $6,447+31.8% | $5,638+50.7% | $6,401+32.7% |
| Admin fee / account holder | $734 | $18,094-95.9% | $14,677-95.0% | $11,429-93.6% |