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| Provider | Service type | Compensation |
|---|---|---|
GALECKI FINANCIAL1 year Filed as: GALECKI FINANCIAL MANAGEMENT Service code 26 · EIN 20-3255637 | Advisory (Participants) | $57,388 |
HAINES, ISENBARGER & SKIBA, LLC3+ years Service code 10 · EIN 52-2127371 | Accounting | $11,400 |
LARSON FINANCIAL GROUP LLC3+ years Service code 26 · EIN 20-4773945 | Advisory (Participants) | $10,685 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $8,957 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $5,402 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,195 | $84,236+188.7% | $170,435+42.7% | $70,126+246.8% |
| Participation rate | 98.7% | 70.8%+27.8pp | 83.6%+15.1pp | 69.5%+29.1pp |
| Annual return | 12.61% | 23.06%-10.4pp | 205.94%-193.3pp | 73.15%-60.5pp |
| Employer contribution / active EE | $8,376 | $3,387+147.3% | $5,432+54.2% | $2,343+257.6% |
| Participant deferral / active EE | $8,007 | $3,086+159.5% | $4,939+62.1% | $3,332+140.3% |
| Admin fee / account holder | $650 | $5,698-88.6% | $13,881-95.3% | $4,645-86.0% |