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| Provider | Service type | Compensation |
|---|---|---|
GALECKI FINANCIAL1+ years Filed as: GALECKI FINANCIAL MGMT INC. Service code 26 · EIN 20-3255637 | Advisory (Participants) | $55,343 |
HAINES, ISENBARGER & SKIBA, LLC1+ years Service code 10 · EIN 52-2127371 | Accounting | $11,875 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $6,741 |
LARSON FINANCIAL GROUP LLC1+ years Service code 26 · EIN 20-4773945 | Advisory (Participants) | $6,398 |
CHARLES SCHWAB & CO., INC.1+ years Service code 33 · EIN 94-1737782 | Float revenue; Direct payment from th... | $3,483 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,120 | $46,360+355.4% | $147,617+43.0% | $52,331+303.4% |
| Participation rate | 98.3% | 64.9%+33.3pp | 84.6%+13.7pp | 68.1%+30.2pp |
| Annual return | -5.62% | 1.62%-7.2pp | 61.98%-67.6pp | 4.54%-10.2pp |
| Employer contribution / active EE | $7,193 | $2,126+238.3% | $5,564+29.3% | $1,882+282.3% |
| Participant deferral / active EE | $6,271 | $2,258+177.8% | $4,895+28.1% | $3,022+107.5% |
| Admin fee / account holder | $470 | $766-38.6% | $11,612-96.0% | $592-20.6% |