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| Provider | Service type | Compensation |
|---|---|---|
GALECKI FINANCIAL5 years Filed as: GALECKI FINANCIAL MANAGEMENT Service code 26 · EIN 20-3255637 | Advisory (Participants) | $23,273 |
CHARLES SCHWAB & CO., INC.7+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Float rev... | $756 |
CHARLES SCHWAB & CO., INC.7+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,586 | $95,416+234.9% | $185,823+72.0% | $85,850+272.3% |
| Participation rate | 97.1% | 68.8%+28.3pp | 81.7%+15.4pp | 69.3%+27.8pp |
| Annual return | 13.53% | 23.59%-10.1pp | 122.05%-108.5pp | 318.53%-305.0pp |
| Employer contribution / active EE | $8,933 | $3,314+169.6% | $5,167+72.9% | $2,565+248.2% |
| Participant deferral / active EE | $7,496 | $3,423+119.0% | $5,568+34.6% | $3,952+89.7% |
| Admin fee / account holder | $198 | $7,213-97.2% | $16,237-98.8% | $6,260-96.8% |