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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,030 | $105,284+35.9% | $150,734-5.1% | $94,015+52.1% |
| Participation rate | 97.9% | 71.7%+26.1pp | 78.4%+19.4pp | 70.8%+27.1pp |
| Annual return | 7.80% | 15.67%-7.9pp | 600.81%-593.0pp | 17.84%-10.0pp |
| Employer contribution / active EE | $3,780 | $3,599+5.0% | $4,918-23.1% | $2,790+35.5% |
| Participant deferral / active EE | $9,538 | $4,274+123.2% | $5,610+70.0% | $4,249+124.5% |
| Admin fee / account holder | $10,719 | $9,839+9.0% | $14,905-28.1% | $8,951+19.8% |