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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,030 | $93,345+53.2% | $119,126+20.1% | $87,485+63.5% |
| Participation rate | 97.9% | 68.7%+29.1pp | 75.8%+22.1pp | 68.9%+28.9pp |
| Annual return | 7.80% | 19.08%-11.3pp | 282.11%-274.3pp | 26.06%-18.3pp |
| Employer contribution / active EE | $3,780 | $3,172+19.2% | $4,034-6.3% | $2,596+45.6% |
| Participant deferral / active EE | $9,538 | $4,099+132.7% | $5,318+79.4% | $4,274+123.2% |
| Admin fee / account holder | $10,719 | $8,039+33.3% | $10,693+0.2% | $7,775+37.9% |