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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,030 | $88,672+61.3% | $105,223+35.9% | $82,448+73.5% |
| Participation rate | 97.9% | 67.9%+29.9pp | 75.0%+22.8pp | 68.1%+29.8pp |
| Annual return | 7.80% | 30.86%-23.1pp | 180.65%-172.8pp | 41.64%-33.8pp |
| Employer contribution / active EE | $3,780 | $3,048+24.0% | $3,689+2.5% | $2,551+48.2% |
| Participant deferral / active EE | $9,538 | $4,036+136.3% | $5,072+88.1% | $4,139+130.4% |
| Admin fee / account holder | $10,719 | $7,146+50.0% | $8,859+21.0% | $7,234+48.2% |