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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,206 | $81,276+275.5% | $155,574+96.2% | $80,925+277.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | -6.92% | 33.36%-40.3pp | 64.87%-71.8pp | 35.65%-42.6pp |
| Employer contribution / active EE | $13,351 | $3,103+330.2% | $4,676+185.5% | $2,756+384.4% |
| Participant deferral / active EE | $7,579 | $3,453+119.5% | $5,629+34.6% | $4,299+76.3% |
| Admin fee / account holder | $17,995 | $7,993+125.1% | $15,914+13.1% | $6,940+159.3% |