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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,206 | $81,233+275.7% | $155,567+96.2% | $80,874+277.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | -6.92% | 33.33%-40.2pp | 64.74%-71.7pp | 35.62%-42.5pp |
| Employer contribution / active EE | $13,351 | $3,101+330.6% | $4,674+185.6% | $2,756+384.5% |
| Participant deferral / active EE | $7,579 | $3,452+119.5% | $5,628+34.7% | $4,297+76.4% |
| Admin fee / account holder | $17,995 | $7,998+125.0% | $15,916+13.1% | $6,935+159.5% |