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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.6 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $66,441 |
CREATIVE PLANNING LLC2 years Service code 26 · EIN 43-1270780 | Advisory (Participants) | $8,244 |
CHARLES SCHWAB & CO., INC.9+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $1,251 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,217 | $61,338+942.1% | $149,717+327.0% | $71,495+794.1% |
| Participation rate | 77.5% | 62.5%+15.0pp | 78.8%-1.3pp | 67.9%+9.5pp |
| Annual return | 18.48% | 35.86%-17.4pp | 134.41%-115.9pp | 28.85%-10.4pp |
| Employer contribution / active EE | $16,837 | $2,381+607.1% | $4,820+249.3% | $2,589+550.2% |
| Participant deferral / active EE | $11,480 | $2,919+293.3% | $5,682+102.1% | $4,291+167.5% |
| Admin fee / account holder | $731 | $1,263-42.1% | $13,213-94.5% | $1,588-53.9% |