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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $71,755 |
OXFORD FINANCIAL GROUP, LTD2 years Filed as: OXFORD FINANCIAL ADVISORS CORPORATI Service code 28 · EIN 35-1588335 | Investment Management | $33,320 |
GALECKI FINANCIAL2 years Filed as: GALECKI FINANCIAL MANAGEMENT I Service code 26 · EIN 20-3255637 | Advisory (Participants) | $15,624 |
Filed as: PHILLIPS FINANCIAL MANAGEMENT Service code 26 · EIN 20-1131890 | Advisory (Participants) | $11,586 |
CROWE LLP1 year Service code 10 · EIN 35-0291680 | Accounting | $8,645 |
Service code 26 · EIN 03-0519130 | Advisory (Participants) | $6,277 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Other investment fees and expenses; S... | $6,030 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,879 | $47,977+706.4% | $154,111+151.0% | $56,287+587.3% |
| Participation rate | 98.2% | 66.2%+32.0pp | 83.0%+15.2pp | 69.9%+28.4pp |
| Annual return | -4.82% | 3.54%-8.4pp | 735.18%-740.0pp | -9.96%+5.1pp |
| Employer contribution / active EE | $16,703 | $2,169+670.2% | $5,298+215.3% | $2,111+691.2% |
| Participant deferral / active EE | $9,543 | $2,392+299.0% | $5,081+87.8% | $3,350+184.9% |
| Admin fee / account holder | $1,129 | $438+157.6% | $13,411-91.6% | $521+116.7% |