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| Provider | Service type | Compensation |
|---|---|---|
OXFORD FINANCIAL GROUP, LTD2+ years Filed as: OXFORD FINANCIAL ADVISORS CORP. Service code 28 · EIN 35-1588335 | Investment Management | $39,173 |
Filed as: PHILLIPS FINANCIAL MANAGEMENT, LLC Service code 28 · EIN 20-1131890 | Investment Management | $20,802 |
GALECKI FINANCIAL2+ years Filed as: GALECKI FINANCIAL MANAGEMENT, INC. Service code 26 · EIN 20-3255637 | Advisory (Participants) | $12,481 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Direct pa... | $7,046 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,729 | $46,732+768.2% | $156,551+159.2% | $55,167+635.5% |
| Participation rate | 99.0% | 65.8%+33.2pp | 84.0%+15.0pp | 69.0%+30.0pp |
| Annual return | 6.98% | 17.72%-10.7pp | 32.23%-25.3pp | 169.23%-162.3pp |
| Employer contribution / active EE | $16,285 | $2,105+673.6% | $5,501+196.0% | $1,963+729.8% |
| Participant deferral / active EE | $8,892 | $2,204+303.4% | $4,871+82.5% | $3,054+191.1% |
| Admin fee / account holder | $709 | $418+69.6% | $13,028-94.6% | $504+40.8% |