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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,407 | $124,425+6.4% | $112,040+18.2% | $137,256-3.5% |
| Participation rate | 91.7% | 79.3%+12.4pp | 76.5%+15.2pp | 80.0%+11.7pp |
| Annual return | 20.48% | 24.72%-4.2pp | 24.52%-4.0pp | 220.34%-199.9pp |
| Employer contribution / active EE | $3,464 | $3,411+1.5% | $2,954+17.3% | $4,156-16.7% |
| Participant deferral / active EE | $10,330 | $5,718+80.6% | $5,098+102.6% | $6,407+61.2% |
| Admin fee / account holder | $2,371 | $15,207-84.4% | $12,098-80.4% | $12,270-80.7% |