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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,433 | $63,773+30.8% | $81,286+2.6% | $80,925+3.1% |
| Participation rate | 90.9% | 63.9%+27.0pp | 69.5%+21.4pp | 67.7%+23.3pp |
| Annual return | 7.86% | 16.37%-8.5pp | 24.80%-16.9pp | 35.65%-27.8pp |
| Employer contribution / active EE | $3,661 | $1,979+84.9% | $2,463+48.7% | $2,756+32.8% |
| Participant deferral / active EE | $6,402 | $3,093+107.0% | $3,883+64.9% | $4,299+48.9% |
| Admin fee / account holder | $12,580 | $5,682+121.4% | $5,764+118.3% | $6,940+81.3% |