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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,884 | $48,274+131.8% | $63,244+76.9% | $59,633+87.6% |
| Participation rate | 80.0% | 66.3%+13.7pp | 71.0%+9.0pp | 68.7%+11.3pp |
| Annual return | -3.08% | -240.79%+237.7pp | -70.31%+67.2pp | 2041.45%-2044.5pp |
| Employer contribution / active EE | $2,178 | $1,586+37.3% | $2,322-6.2% | $2,203-1.1% |
| Participant deferral / active EE | $4,006 | $2,343+71.0% | $2,953+35.6% | $3,192+25.5% |
| Admin fee / account holder | $783 | $3,600-78.3% | $5,893-86.7% | $4,297-81.8% |