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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,949 | $58,099+42.8% | $76,902+7.9% | $75,177+10.3% |
| Participation rate | 89.5% | 63.9%+25.6pp | 69.6%+19.9pp | 67.2%+22.3pp |
| Annual return | 9.97% | 26.71%-16.7pp | 37.91%-27.9pp | 160.75%-150.8pp |
| Employer contribution / active EE | $2,724 | $1,996+36.5% | $2,534+7.5% | $2,671+2.0% |
| Participant deferral / active EE | $4,696 | $2,999+56.6% | $3,833+22.5% | $4,126+13.8% |
| Admin fee / account holder | $3,343 | $4,778-30.0% | $5,479-39.0% | $5,651-40.9% |