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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,960 | $63,082+88.6% | $81,726+45.6% | $79,856+49.0% |
| Participation rate | 93.9% | 67.5%+26.4pp | 72.0%+21.9pp | 69.6%+24.3pp |
| Annual return | 8.46% | 22.66%-14.2pp | 29.49%-21.0pp | 31.71%-23.2pp |
| Employer contribution / active EE | $2,772 | $1,795+54.4% | $4,311-35.7% | $2,471+12.2% |
| Participant deferral / active EE | $5,040 | $2,780+81.3% | $7,108-29.1% | $3,741+34.7% |
| Admin fee / account holder | $4,782 | $4,428+8.0% | $5,160-7.3% | $5,306-9.9% |